IDBlock and B·Pay are the first one-stop solution uniting cross-border identity and payments. Competing providers remain fragmented: Onfido and iProov handle only identity, while PayPal and Alipay cover only payments—leaving travelers stuck between onboarding and checkout. IDBlock verifies passports in seconds using zero-knowledge proofs, blocking data exposure and eliminating fake-ID risks. B·Pay lets users pay abroad directly from the wallets they already trust at home, with no local SIM, bank, or card required. Together they create a portable “financial passport” that secures identity and enables seamless spending across Web2 services and Web3 wallets alike. Businesses gain instant access to verified global customers without costly hardware or complex integrations, boosting conversion and lowering support costs. Cities and operators unlock new tourism revenue and loyalty programs. Unlike siloed systems, IDBlock and B·Pay merge trust and payments into a single borderless infrastructure.